First Year Student Living In Halls?

Check to see if you are already covered by your University.

Home
Featured Products

Student Insurance

If you are going to university you will need to insure your contents, gadgets and possessions while you living in halls of residence or sharing a house in private rented accommodation.

Read More Buy Now

Student Essentials Insurance

Cover the items that are most important to you without having to take out a full contents policy, such as laptops, mobiles, pedal cycles, musical instruments, computer equipment.

Read More Buy Now

Study Abroad

Cover for upto 15 months with inclusive cover for gadgets and 24/7 emergency helpline. Over 100 sports and activities are automatically covered & up to 4 return trips home.

Read More Buy Now

Mobile & Gadget Insurance

Cover your gadgets such as MacBooks, iPhones, mobile phones, laptops, iPads and tablets against loss, damaged or theft.

Read More Buy Now
Student
Student Insurance

If you are going to university you will need to insure your contents, gadgets and possessions while you living in halls of residence or sharing a house in private rented accommodation.

Read About Student Insurance

Select From Our Range:

Student Contents Insurance

Student Essentials Insurance

Halls of Residence

Mobile Phone/Gadget Cover

Student Study Abroad Insurance

Student Bicycle Insurance

Student Musical Instrument Insurance
Travel
Travel Insurance

We understand that not every holiday is the same, which is why we offer a range of excellent value policies, tailored to suit your needs. Wherever you are travelling to, whatever you are doing, we've got you covered.

Read About Travel Insurance

Select From Our Range:

Study Abroad

Annual Multi–Trip Travel Insurance

Single Trip Travel Insurance

Backpacker–Gap Year–Long Stay Travel Insurance

Wintersports Travel Insurance

School Trip Travel Insurance, School Group Holiday Insurance

Smart Luggage Travel Insurance

Travel With Medical Conditions—UK
Property Owner
Property Owners Insurance

We provide a range of insurance products that cover commercial, home and university residences.

Read About Property Owners Insurance

Select From Our Range:

Home Insurance

Commercial Property Insurance

Landlord's Insurance

Unoccupied Property Insurance

Property undergoing renovation Insurance
Personal
Personal Insurance

We caters for a wide variety of insurance needs from personal:- travel, mobile phone & gadgets through to personal possessions, liability and property insurances.

Read About Personal Insurance

Select From Our Range:

Tenant Contents Insurance

Tenant's Liability Insurance

Essentials Insurance

Car Insurance

Gadget Insurance

Mobile Phone Insurance

Travel Insurance

Health Insurance
Business
Business Insurance

We’re living in increasingly litigious times. Your business faces unpredictable threats and risks on a daily basis. A liability insurance claim against your business could be huge and could lead to damages of millions of pounds being awarded against you.

Read About Business Insurance

Select From Our Range:

Accommodation Providers— Student Block Scheme

Commercial Property Insurance

Cyber and Data Insurance

Employer's Liability Insurance

Event Liability Insurance

Exhibitor Liability Insurance

Motor Fleet Insurance

Office Insurance
Claims
FAQ
Help
Contact

1 min read

Drivers — Cold Weather Advice

Drivers:

With cold temperatures set to hit the UK over the next few days, cover4insurance is offering the following essential advice to drivers.

Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
Turn on your lights to increase your visibility to other motorists.
Use low gears to keep traction, especially on hills. For cars that are not being regularly used, ensure you turn the engine over and keep it running to so the battery stays energized.
If warming your car up, do not leave it unattended with the keys in the ignition. Many cars are stolen this way by opportunist thieves each year.
During cold weather it is especially important to check tyre, battery and wiper blade condition. Make sure the lights are fully functioning and double check oil and fuel levels before setting off.
Keep a warm coat or blanket in the car in case of a breakdown, as well as some emergency supplies such as some chocolate or a hot drink;
Take your breakdown telephone help-line number and mobile phone with you on all journeys;
Check anti-freeze levels and carry de-icer in case the locks freeze. It is also useful to keep a torch, ice scraper - and in extreme weather conditions -wellington boots and a shovel in your car.

With much of the UK expected to be hit by cold temperatures over the coming days, it’s important that homeowners and drivers are well prepared. By following this advice, you can help limit any potential problems that may occur.

Always make sure you have adequate car insurance.

For information and to obtain quotes visit our car insurance page.

Return to the Help Centre

Student Insurance

Student Essentials Insurance

Study Abroad

Mobile & Gadget Insurance

Student Insurance

Select From Our Range:

Travel Insurance

Select From Our Range:

Property Owners Insurance

Select From Our Range:

Personal Insurance

Select From Our Range:

Business Insurance

Select From Our Range:

Drivers — Cold Weather Advice

Drivers: