2 min read

Why Do I Need Mobile Phone Insurance?

Why do I need mobile phone insurance?

phone users

Most of us think that we will never suffer a loss as "it won’t happen to me".

Or that if my phone gets stolen then I will simply buy a new one.

In some cases that may be true if the mobile phone is old and inexpensive, a replacement can easily be found cheaply. But for those of us who are tied into contracts lasting 12 months to 2 years, if the phone is stolen, lost or damaged beyond repair we still have a monthly cost that we don’t have a phone for.

With many new iPhones /Smartphone’s costing between £500 — £1,000 can you really afford to replace it if your phone went missing tonight?

With mobile phone insurance you can avoid the inconvenience of being without your phone. Click here for more information.

Ask yourself how many times you have gone to leave the house and you thought to yourself keys, wallet phone check, then said, no, where’s my phone? You then ask your mum, dad, partner or child to ring your phone because you can’t find it.

And the smart person in your family/house always asks where did you last have it?

If I knew that I wouldn’t be asking now would I, just ring the phone, you reply testily.

With the very nature of mobile phone being small, it is so easy to miss -place, drop them and trust me we all do the above. You realise you put it down by the kettle while you were making the cup of tea, the kids were playing a game on it and its now under the couch in the living room.

Ask yourself how many times that you have dropped you mobile phone or heard a story of a friend that has dropped his/her iPhone down the toilet and has now put their phone in a packet of rice in the vain attempt that this will fix the damage caused by water as it helps dry it out.

In summary the main reasons we basically need our mobile phone insuring to protect us against the cost of replacing it if the unthinkable happens with our main concerns being:

With mobile phone insurance you can avoid the inconvenience of being without your phone. Click here for more information.

Remember you have the peace of mind that if the worst does happen then the insurance policy is there to protect you.

We all hope that it will never happen to us – but unfortunately bad things do happen and that’s why the insurance is there.

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