First Year Student Living In Halls?
We understand how important it is to keep your belongings safe. That's why we've partnered with the Nurture Student Living to provide you with contents insurance during your stay. Request your policy schedule by completing the form below. You can also consider the optional covers for items like laptops, phones and valuables taken out of the room.
Your possessions are insured inside of your accommodation for up to £7,000 in total. In addition, a further £2,000 cover is provided for computer equipment (including laptops) within your accommodation.
Important: You may need to extend the basic policy cover to protect your valuable items such as your mobile phone, iPod, bicycle etc if you are taking them out and about (travelling to and from university).
We strongly recommend that you read the full terms contained in the policy wording document to see A full list of the terms and conditions that govern your policy with us. These can be downloaded from the Policy Documents / Claims tab.
The following categories of items are subject to a maximum amount payable during the period of insurance.
You must, at all times, take all reasonable steps to prevent accidents, loss and damage.
To start the claims process, please complete the correct Claims Form provided below. Before submitting your claim, please read your policy schedule to make sure you are covered and have a valid claim.
Fill out the online claims form here: Claims Form
Phone: 0161 974 1101
Post:
Cover4students Claims Team,
Stream Claims Services,
Copthall House,
King Street,
Newcastle under Lyme,
ST5 1EL.
If you have a valid claim, complete the claim form with, where possible:
All claims for theft or loss must be reported to the police.
Our range of top ups allow you to insure the items that are most important to you.
By offering a range of top ups you have the flexibility to chooses the covers that are most important to you, whether that is to add cover for a mobile phone or musical instruments or you just want cover for items outside your accommodation we have an option to suit you. The additional cover options available are listed below:
| Policy Benefit | Included | Upgrade up to |
| Personal Possessions | £7,000 | £14,000 |
| Computer Equipment | £2,000 | £4,000 |
| Course Fees and Rent Cover | No | £20,000 |
| Criminal Assault | No | £500 |
| Legal Expenses | No | £30,000 |
| Accidental Damage | No | £4,000 |
| Accidental Damage To Landlords Property | Tenant's Liability | No | £10,000 |
| Accidental Death, Injury or Illness of A Financially Supporting Parent or Guardian | No | £5,000 |
| Mobile Phones | Anywhere in the UK (plus up to 60 days Worldwide) | No | £1,500 |
| Pedal Cycles | Anywhere in the UK (plus up to 60 days in Europe) | No | £3,000 |
| Digital Download | No | £1,000 |
| Exam and Coursework Cover | No | £250 |
| Photographic Equipment | Anywhere in the UK (plus up to 60 days Worldwide) | No | £5,000 |
| Musical Instruments | Anywhere in the UK | No | £3,000 |
| Excess Protection Insurance | No | £1,000 |
| Specified Items | Anywhere within the UK (plus up to 60 days Worldwide) | No | £3,000 |
| Unspecified Items | Anywhere within the UK (plus up to 60 days Worldwide) | No | £4,000 |
| Extra Covers For International Students | ||
| International Student Repatriation | No | Up To £5,000 |
Please note that your policy will expire when you move out of your student accommodation or when your Master Policy expires, whichever is sooner. Any extensions you make will also expire with the Master Policy.